EDUCATION
Certified Public Accountant
Licensed in the States of Texas, Florida and New Mexico
Member of the TX and NM CPA Societies and Florida Institute of CPAs
Master of Business Administration (1985)
University of Texas: Austin, Texas (GPA 3.9/4.0)
Concentration: Accounting/Finance
Bachelor of Science with Distinction (1982)
University of Kansas: Lawrence, Kansas (GPA 3.7/4.0)
Major: Accounting & Business Administration
Concentration: Computer Science
EXPERIENCE
Private Practice
Jonnine Beasen, CPA, PC - 1991 to present
Providing accounting services and systems including:
§ Financial statement compilations and reviews
§ Business and personal tax preparation and planning
§ Business plan preparation
§ Computer software installation and consulting
§ Cash flow analyses
§ Budgeting and forecast preparation and analyses
§ Bank and SBA loan package preparation
§ Bookkeeping and payroll services.
Employment
SunTrust Banks, Inc., Pensacola, Florida - 1992 to 1997
Vice President
Performed regional commercial loan review and consulting for the nine SunTrust Banks located in north Florida. Responsibilities included:
§ Providing direction and consultation for CEOs, Credit Administrators and lenders in the areas of underwriting, account servicing, risk recognition and workout management;
§ Ensuring the accurate assessment of credit quality and reserve requirements of the banks? loan portfolios;
§ Assisting the banks? managements in preparation for federal and state bank examinations.
First Union National Bank, Pensacola, Florida - 1989 to 1991
Assistant Vice President
§ Coordinated accounting procedures with CFOs and Presidents of various borrowers ($1-30 million annual sales) to:
§ Develop financial reporting data necessary to analyze performance, increase efficiencies of operations and provide loan agreement compliance,
§ Maximize cash flows through the use of cash management systems,
§ Prepare forecasts and sensitivity analyses using complex spreadsheets;
§ Regionally qualified all major commercial loan requests from prospective customers;
§ Managed a commercial loan portfolio including all of the bank's major relationships and an extensive number of minor ones;
§ Initiated and developed a marketing program to expand market territory into Florida.
Bank of Boston, Dallas, Texas - 1987 to 1989
Assistant Vice President
§ Performed in-depth credit and industry analyses of various companies ($30-$500 million annual sales) to support financing requests exceeding $5 million for leveraged buyouts, working capital and equipment purchases structured with senior debt, mezzanine financing, equity warrants and excess cash flow recaptures;
§ Primary and secondary management responsibility for $60 million middle-market commercial loan portfolio;
§ Developed a marketing program that targeted companies in Texas, Kansas and Louisiana.
First Republic Bank Dallas, N.A., Dallas, Texas - 1985 to 1987
Loan Officer
§ Assisted Vice President in management of $50 million middle-market commercial loan portfolio;
§ Completed one-year formal credit training program in financial analysis skills, loan structure and marketing techniques;
§ Completed four-month rotation in Asset-Based Lending Division performing customer audits.
ACTIVITIES
§ Plano Small Business Development Center Consultant
§ Plano and North Dallas Chambers of Commerce Member
§ Vice President of Santa Fe Business and Professional Women
§ Santa Fe Small Business Development Center Advisory Board Member
